Learn about U.S. Health Care
Health care and health insurance are important during your stay at Tufts. It is crucial that you learn about the differences between the medical care system in your own country and the medical care system in the United States. It is surprising to many international visitors to learn that the U.S. Government is not a major provider of medical care. Arranging and paying for medical care is your responsibility. The best way to meet this responsibility is to obtain comprehensive health insurance coverage to protect you (and your family) against exorbitant costs.
Student Health Insurance
All Tufts University international students are required to purchase the Tufts University Student Health Insurance Plan to comply with Massachusetts law.
Medford Campus & SMFA
Health Sciences Campus Campus & Grafton Campus
For more detailed information on this, please visit the Tufts University Student Advisory and Health Administration website. For follow-up questions on this topic, please contact SAHA at 617-636-2700.
Scholar Health Insurance
All J-1 Exchange Visitors and their J-2 dependents are required by federal regulations to have medical insurance for the entire period of their stay in the U.S. You may select the medical insurance that is best for you and any family; however, here is the minimum coverage that must be met:
- $100,000 per accident or illness
- Medical evacuation in the amount of $50,000
- Repatriation coverage of $25,000
- A deductible of no more than $500
If you are eligible for health benefits through Tufts University, your sponsoring department should schedule an orientation with the Human Resources Department immediately upon your arrival.
At the Benefits orientation, please be sure to inform them that you are a J-1 visitor. The Benefits Office is located at 200 Boston Avenue, Tufts University, Medford Campus. They can be reached at 617-627-3270.
- If you are eligible for health insurance benefits through Tufts, but choose not to participate in any of the plans offered, it is YOUR responsibility to ensure that you maintain insurance coverage which meets the J-1 health insurance requirements, as previously described on Page 1.
- Postdoctoral Associates & Postdoctoral Fellows are offered a separate health benefits package. For questions on this type of package, contact the Student Advisory & Health Administration (120 Posner Hall, 200 Harrison Avenue). They can be reached at 617-636-2700 for questions.
- The insurance plan offered to postdoctoral associates & postdoctoral fellows by Tufts meet all of the J-1 Health Insurance Requirements, including "Repatriation of Remains" and "Medical Evacuation." Repatriation of Remains and Medical Evacuation coverage is only for those J-1 scholars who are benefits eligible and who have enrolled in one of the benefits insurance companies offered by Tufts.
If you are not eligible for health insurance benefits from Tufts University, you will be required to purchase insurance coverage which meets the J-1 regulations.
The following insurance companies are not endorsed by Tufts University or the International Center. This is simply a list of other providers that meet or exceed the minimum requirement detailed by the Department of State.
- ISO - 1-800-244-1180
- Compass Benefits Group - Email: John Fleming | 781-356-1999
- HTH Worldwide Insurance Services or www.hthworldwide.com - Email: firstname.lastname@example.org or email@example.com | 877-424-4325
- Medex Assistance Corporation - Email: firstname.lastname@example.org | P1-800-732-5309
- Gateway Plans Administrator Marsh - Email: email@example.com | 1-800-282-4495
- GeoBlue- Email: firstname.lastname@example.org Inside the U.S. 1-855-481-6647 Outside the U.S. +1-610-254-5850
- International Student Insurance - Telephone: 877.758.4391
Companies offering stand alone supplemental plan for Medical Evacuation/Repatriation of Remains only:
- MEDEX Global Group - 1-800-537-2029
- Global Medical Insurance - 1-800-628-4664
- GatewayConnexions - 1-800-282-4495
For Scholars over the age of 69:
Call individual companies to ask specific questions about coverage and J-1 Exchange Visitor compatibility before enrolling.